Flip 360 Commission Platform
Private & Confidential
For Mathew Punter · Founder, Flip 360

A sweetener.
Nine artefacts. One working platform. One signature.

Active income alone is hopping on one leg. Passive income alone is hopping on the other. Walking left foot, right foot, is the most action in the world — and earning passive and active income at the same time should be too. Flip 360 teaches the everyday Australian how to financially walk better on two legs than on one. — the founding metaphor

Instead of pitching you, I've built it. A draft business case, a PMO blueprint, an enterprise architecture, a working ERP, a live member portal, a chain-of-custody whitepaper, and 34 FAQs. Read what you like. Edit what you want. Sign when you're ready.

40s · Walk on two legs · YDT cut
Sprint 0 deliverable · Live working software

The Trust Engine — running now

12
Ledger entries
$6,074.50
Net earned · Mathew
7
Verticals seeded
34
FAQ answers
5
Handshakes per deal
100%
Chain integrity
Functional specification, at a glance

Six functional guarantees, ASX-grade.

These are the six engineering outcomes a clearing house delivers to a market participant. Flip 360 delivers the same six to a referring member. The asset class differs; the engineering does not.

  1. Immutable transaction record. Every event is hash-linked into an append-only chain. You cannot back-date, amend, or quietly delete a referral once it is recorded. Same primitive as ASX CHESS, Git, Certificate Transparency.
  2. Non-repudiable signatures. Every handshake is signed with a hardware-bound key (Apple Secure Enclave / Android StrongBox / WebAuthn). Same primitive as Apple Pay, CBA NetBank biometric, passkeys.
  3. Idempotent settlement. Even if a webhook retries, a network drops, or a process restarts, the platform raises exactly one RCTI and pays exactly once. Same primitive as Visa authorisation, NPP, Stripe webhook handling.
  4. Three-way reconciliation. Every dollar exists in (1) the chain event log, (2) the Stripe Connect ledger, and (3) the RCTI register. All three must agree, continuously. The control auditors look for in any double-entry general ledger.
  5. Evidentiary audit trail. Each chain row carries who, what, when, and the cryptographic proof it has not been altered. Admissible under Evidence Act 1995 (Cth). Same standard AUSTRAC and the ATO use for statutory records.
  6. Regulator-ready disclosure. Privacy Act APP 12, AML/CTF identification, AUSTRAC threshold reporting, ATO RCTI compliance — every required disclosure is one query away. Designed to the disclosure standards a market operator answers to.
These are the same six guarantees ASX CHESS provides to ASX market participants. The asset class differs; the engineering does not. Read the worked CHESS → Flip 360 parallel in the FAQ →
What's in the package

Nine artefacts. All ready. All linked below.

1Live Demo — 5-minute walkthrough start here

Five clicks. Five minutes. End to end. Admin sees today’s commercials → run a deal through the engine → fire a payout → see it land in the member portal → verify the chain. Curated path through the live working platform — the fastest way to "get it".

2Draft Business Case ready · editable

The "why" — problem, solution, value proposition, revenue model, three sensitivity scenarios (Local Club / Regional Network / National Institution), benefits realisation, investor ask. Editable inline. Your changes autosave to D1.

3PMO Blueprint ready

The framework CoSai will stand up to drive 100% benefits realisation. Four workstreams, full RACI, RAID register, governance cadence, four stage-gates, 13-week sprint plan, benefits register.

4Enterprise Architecture Blueprint ready

EA on a page. C4 model — system context, containers, the five-handshake chain, full data model, nine integrations, ten NFRs. The same trust primitives as ASX CHESS, SWIFT, NPP and AUSTRAC — applied to commission settlement.

5Solution Architecture — L3 Deep-Dive new

The implementation contract. Every API request/response body, the full D1 DDL, the canonical signing format (ES256, Secure Enclave), idempotency rules, end-to-end sequence diagram, deployment topology, observability plan, every error code. The doc a CTO reads before letting their team commit.

6Working ERP Prototype live now

Not a mockup. A real, D1-backed commission ERP — admin dashboard, rules engine, payouts queue with Stripe Connect & ABA, RCTI receipts, disputes queue, immutable chain of custody. Click around. Break it. Tell me what to change.

7My Commissions — Member Portal live now

The members‑side experience. Seven screens, five APIs. Today: $6,074.50 net earned across 7 verticals for Mathew Punter, 12 ledger entries, every one chain‑anchored. The view a referring member sees the morning after a payout.

8Provable Attribution — The Five Handshakes thought leadership

The whitepaper. Why every cent of commission is provable, non-repudiable, and admissible. Includes a live in-browser cryptography walkthrough — generate a keypair, sign a handshake, watch the hash chain extend in real time.

9FAQ — 34 plain-English answers ready

Members, investors, regulators and the technically curious — every question answered in three layers (plain English → under the hood → what this means for you). With the worked CommSec → ASX Trade → CHESS parallel showing the same primitives at work.

The Engagement ready to sign

CoSai CFO Services proposal — scope, T&Cs (full IP assignment to Flip 360 on payment), Invoice #001 ($5,000 + GST due 1 June 2026), and a digital signature pad. My signature is already on the page. Yours unlocks the 90 days.

Review & counter-sign
Commercials

The deal, on one screen

CoSai professional services$5,000/month + GST fixed, payable monthly in advance
Engagement term3 months · 1 June 2026 → 31 August 2026
Total fees (3 months)$15,000 + GST ($16,500 incl. GST)
AI workforce credits$5,000 in Genspark credits — provisioned by Mathew, operated by CoSai
IP ownership100% assigned to Flip 360 on full payment of fees
What you getLive 5-min demo · Business Case · PMO Blueprint · EA Blueprint · Solution Architecture (L3) · Working ERP · Member portal · 5-handshake chain · 34-question FAQ · Investor pack
The brand, the people, the close

Flip 360. The second leg of your business.
Walk on two legs.

Real Australians earning both — the wage and the residual. The active and the passive. Memberships open Australia-wide. The platform is built. The chain is running. The only thing left is your signature.